Car insurance provides protection against eligible financial losses arising from accidents, vehicle damage and third-party liability. Valid motor insurance is also required as part of the vehicle registration and renewal process in the UAE.
Al Buhaira provides comprehensive and third-party car insurance options for eligible vehicles, with coverage based on the vehicle, driver information and selected policy.
The main car insurance options in the UAE include comprehensive and third-party liability coverage for eligible vehicles.
Comprehensive insurance may provide eligible protection for damage to your own vehicle together with third-party liability. Depending on the policy, cover may also include theft, fire and other insured risks.
Learn more about Comprehensive Car Insurance .
Third-party liability insurance mainly provides protection against eligible liability for bodily injury or property damage caused to other parties. It generally does not cover accidental damage to your own vehicle.
Learn more about Third-Party Car Insurance .
Depending on the selected motor insurance policy, coverage may include:
Coverage remains subject to the applicable policy limits, excess, exclusions and conditions.
There is no single standard car insurance premium. The applicable cost may depend on factors such as:
To understand the factors affecting your premium, visit our Car Insurance Calculator .
Car insurance should not be compared on price alone. Review the coverage, excess, repair arrangement, policy limits, exclusions and optional benefits before selecting a policy.
Visit our Compare Car Insurance guide to understand what to check before choosing your policy.
If price is your main consideration, you can also review our Cheap Car Insurance UAE guide.
The most suitable policy depends on your vehicle, driving requirements and the level of protection you need.
Consider the vehicle's value and age, whether you need own-damage protection, the applicable repair option, policy excess, optional benefits and total premium.
Read our Best Car Insurance in UAE guide for more information on choosing suitable cover.
Drivers in Dubai can choose between eligible comprehensive and third-party motor insurance options depending on the vehicle and applicable underwriting requirements.
Visit our dedicated Car Insurance Dubai page for more information.
For a detailed guide, see How to Buy Car Insurance Online .
Depending on the vehicle and quotation, you may be asked for:
If your existing motor policy is approaching expiry, review your renewal premium, coverage, excess and benefits before completing the renewal process.
Learn more about Car Insurance Renewal .
Following an accident, obtain the required accident report and notify the appropriate motor claims channel. Supporting documents may include the accident report, driving licence, vehicle registration and insurance information.
Visit Motor Insurance Claims for claims information and assistance.
Let us provide you with an insurance quote. We're here to help you better understand your risk exposures and how insurance can protect you.
